Connecticut Auto Insurance
Car insurance in most states is required by law. The law in each state differs dictating different degrees of financial responsibility that is assumed by the owner of the vehicle. Connecticut Auto Insurance is no different. In Connecticut it is required to maintain insurance coverage throughout the ownership of a car. If insurance is dropped or not renewed the Connecticut Auto Insurance company will notify the department of motor vehicles of the lapse of coverage and a fine will be imposed. If the owner fails to renew coverage the vehicle's registration is suspended and the owner is not able to register any other motor vehicles.
Connecticut Auto Insurance requires a basic coverage of 20/40/10. Bodily injury liability is compulsory at $20,000 in coverage per person injured in the accident up to a total of $40,000 per accident. This coverage protects the owner against the claims of others hurt in an accident where the owner is at fault. It provides payments for medical expenses, pain, suffering and lost wages. Property damage liability is also required at $10,000 in coverage per accident. This coverage protects the owner for damages done to the property of others.
Connecticut Auto Insurance is one of the highest in the nation due to the density of its urban population and the amount of cars on the road. The higher the population and traffic areas the more likely a car accident can occur. The state of Connecticut does not limit the prerogative of a car accident victim to sue the person at fault. A lawsuit can be a great financial burden and the final settlement can be well above the Connecticut Auto Insurance coverage. The state also has a high rate of uninsured drivers at 12% compared to 14% nationally. In a car accident an uninsured driver will not cover the cost to repair your vehicle.
Connecticut Auto Insurance is available with much higher limits up to $300,000 per accident. Accidents happen at any time and mostly when they are least expected, buying a good Connecticut Auto Insurance with a high coverage can release some of the strain.